Jumbo Loan

We have an entire suite of Jumbo products designed to help you finance your dreams. Let’s take a look:

Trailblazer Jumbo

·       Prime Non-Conforming

·       Max 90% LTV

·        Loan Amounts up to $3,000,000

·        Cash-Out up to 80% LTV

·       Condos up to 85% LTV

·        DTI up to 43%

·       Credit Score Down to 660

Trailblazer Plus Jumbo

·      AUS (DU or LP) Findings for Income and Asset Requirements

·      Max 90% LTV

·      Loan Amounts up to $3,500,000

·      DTI up to 50%

·      Credit Score Down to 660

·       Low Reserves Based on AUS and Loan Amount

Champion Classic & Achiever Expanded Credit

·      Loan Amounts up to $3,000,000

·      Credit Scores Down to 620

·       Bank Statements and Full Doc Income for Qualifying

·      30-Year Fixed with 10 Year Interest Only Option available

·       Purchase, Rate & Term, and Cash-Out

·       Non-Warrantable Condos Permitted

·      First Time Homebuyers Allowed

·      Texas Cash-Out available

·       LTV up to 90% (Champion Only)

·       Asset Utilization up to 90% LTV (Champion Only)

·       No MI Required

VA Jumbo:

If you are a veteran looking for a home loan that has a purchase price above the conforming loan limit, you’ll want to look into a VA Jumbo loan program.

This is designed for loan amounts above$548,250 and may reach $822,375 in high-cost areas. Using your benefits as a veteran allows for you to have less strict qualifying requirements. Depending on your credit score, you may still qualify for no down payment- even on a higher loan amount!